At-fault motorists generally insure drivers and passengers injured due to any no-fault accident. Once you’ve done police reports, sought medical attention, and done whatever you’ve been instructed, an Anaheim uninsured, underinsured motorist’s attorney will begin settling your claim, and you’ll begin recovering. Nothing will seem unusual.
But what happens when you’ve been informed that the at-fault party doesn’t have sufficient coverage or doesn’t have car insurance? JML Law encounters incidents where no-fault parties feel hopeless because they feel like settling cases where no insurer is involved or insufficient is available to cover costs necessary to make them whole.
Luckily, our firm has experience in getting cases settled where accidents involving drivers with insufficient or no coverage are still entirely payable.
We Help Your Insurance To Cover You
Therein exists two different situations where our firm can handle claims: underinsurance, meaning the at-fault driver lacked enough insurance to cover your accident leading to injury or fatality, and uninsurance, which means the driver didn’t have anything covering themselves, let alone another vehicle or victim. Neither situation is going to end well for the at-fault driver.
Both situations above require precision, knowledge of insurance coverage laws, and the ability to work toward negotiations with insurers preemptively. Let’s look at each individually:
Underinsured Motorists
To decrease personal expenditures, some drivers only insure their vehicles to state minimum laws, sometimes known as PLPD (personal liability, property damage). This level of insurance doesn’t meet all criteria when another vehicle gets damaged, causing severe injury.
In these situations, our Anaheim uninsured underinsured motorist attorney will get whatever the underinsured motorist can offer, then file an additional claim against your insurer, provided you have the underinsured uninsured motorist coverage. If not, we’ll again get whatever is available and then turn our attention to the at-fault driver’s assets.
Uninsured Motorists
Those at-fault parties lacking legally required coverage will also be handled through your insurance company. While the process is much lengthier, JML Law often gets settlements in cases where victims cannot collect from a negligent party’s nonexistent policy. Whatever your insurer doesn’t cover, we’ll find another way to get compensation from the reckless driver.
Make JML Law Your Accident Advocate
Many motorists fear drivers without insurance or others who’ve not purchased enough coverage to compensate victims they may have inadvertently hurt. Drivers who follow the law often pay heftily to make up for those who’ve not purchased insurance but find driving inattentively prudent.
We’re fierce advocates of driver safety and protecting the interests of those who follow laws. In getting victims compensated, our approach must be dynamic, aggressive, and compassionate. Over the years, we’ve perfected our law services so you, the victim, receive much better results when settlement negotiations ensue.
Victims, you need an Anaheim uninsured, underinsured motorist attorney to handle your claims correctly. So, if you’ve been an unfortunate victim of an underinsured or noninsured driver and wish to bring claims against their actions, contact JML Law today. Our consultation and work is free. We only collect when we’ve successfully settled.
Get your questions answered.
Contact Our Lawyers.
Every case is unique and needs to be evaluated by our experienced lawyers. If you have been injured in a uninsured or underinsured motorist accident,
