After a car or other auto accident, one of the first things you should do is exchange contact and insurance details with any other motorists involved. This will allow you and your Woodland Hills attorney to pursue compensation and damages from the responsible driver, which is a logical step. However, while you may have adequate insurance coverage during the accident, what happens when the driver who caused the wreck is underinsured or completely uninsured? You may be pleased to learn that, with the legal representation of an excellent Woodland Hills uninsured underinsured motorists attorney, you could still recover the full settlement you are entitled to.
Claiming Compensation After A Collision With An Uninsured Or Underinsured Motorist
The first good news is that your insurance policy may have a clause that protects you against this scenario. If your policy includes a provision for uninsured or underinsured motorist cover, you can recover compensation this way. With legal representation from a Woodland Hills uninsured, underinsured motorist attorney, you can have confidence in the knowledge that the settlement you receive represents the amount you truly deserve. Our extensive experience of successfully handling similar cases and scrutinizing insurance policies enables us to ensure that you receive fair treatment and the maximum compensation available to you.
Under California law, “Uninsured / Underinsured Motorist: Provides liability insurance when the party at fault does not have the state-required minimum liability coverage, or the minimum liability coverage is insufficient to cover the injuries sustained in the accident. Likewise, uninsured motorist property damage covers possible reimbursement for damages your car sustains (BI and PD).”
Fact: Even if you do not have an insurance policy with uninsured, underinsured motorists coverage, you may be entitled to claim under a policy held by another member of your household. Your Woodland Hills attorney can discuss this in more detail at your initial consultation if you feel it may be relevant.
When you hire a JML Law Woodland Hills uninsured or underinsured motorist attorney to handle your claim, you may be entitled to recover compensation in respect of:
- Emotional distress.
- Injury to or loss of a pet.
- Loss of earning capacity.
- Loss of financial support.
- Lost wages.
- Medical costs.
- Other associated costs and expenses.
- Pain and suffering.
- Physical injuries.
- Property damage.
- Rental car expenses.
- Wrongful death.
Our lawyers will strive to protect your legal rights at all times and will use the full extent of our legal knowledge and expertise to ensure you are not left out of pocket due to the negligent or deliberately dangerous actions of another person or entity.
The Truth About Uninsured And Underinsured Motorists In Woodland Hills, California
Despite auto insurance being required by law, countless drivers in Woodland Hills and beyond continue to take to the roads without adequate cover, putting responsible drivers like you at risk. According to the Insurance Information Institute, using statistics compiled between 1992 and 2015:
- An estimated 13% of United States road motorists do not have adequate insurance.
- California is not one of the worst states in terms of uninsured and underinsured motorists but sees a higher-than-average 15.2%.
To schedule your free initial consultation with an outstanding Woodland Hills uninsured/underinsured motorist attorney, call us today at 818-610-8800.
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Every case is unique and needs to be evaluated by our experienced lawyers. If you've been involved in a collision with an uninsured or underinsured motorist,